Eliminate Up
to 90% of Your
Processing Fees
LEARN MORE

How Does Cash Discount Work?

Cash discounting is done by adding a small fee to every sale, then when a customer chooses to pay with cash, the system automatically applies the cash discount. This is an ideal solution for a variety of service-based industries including retail, food and beverage, personal services, and professional services.
Contact Us

Request Free Proposal

Joeseph Walsh
Owner of Atlus Restuarant
"With Quantum I can offer my customers a discount when they pay with cash and they don't mind an extra change when they pay with credit."
credit card cash discount

How does Quantum help me transition?

Quantum Merchant Services will provide you signage that explains the following to your customer: “PAY CASH AND SAVE!  All of our posted prices are our Cash Discounted Price. Should you elect to pay by any other form of payment, you will pay the Regular Price of an additional 3.95%. That will be calculated when you pay.” 

Quantum will provide you with a terminal or program your POS system to automatically add this percentage to the bill and almost all of your costs are now PAID by the customer! You will received 100% of your funds within 24 hours and at the beginning of the following month, you will only be charged the low monthly fee for the program.
Great Equipment Options
Dependable Platforms
Whether you just need a rugged terminal, a full-service POS or a full web-checkout solution, we have the platform to help run and manage your cash discount program.
Quantum POS systems
Clover POS
Quantum terminal payments
State of the Art Terminals
Quantum payment gateway
E-Commerce Solutions
Automated Cash Discount Technology
  • Meets federal and state cash discount guidelines
  • Built-in cash discount coding
  • Automated service fees & discounts
  • Detailed customer receipts
Mastercard, visa, discover
apple pay
paypal
Google wallet
Sample Receipt
cash discount receipt
Sample Statement
Cash Discount Statement

Who Can Use Cash Discounting?

• Mechanics
• Cafes & Restaurants
• Retail
• Salons
• Any service that uses credit cards

Say goodbye to processing fees forever!

Frequently Asked Questions

What is the difference between a cash discount and a surcharge?

A “surcharge” occurs when the price is increased for credit or debit card purchases. A “cash discount” occurs when a merchant decreases the price posted for their goods and services for selected payment types. When a fee is incorrectly applied to a transaction, any additional fee charged to those consumers using a credit card is labeled a "surcharge" and that is expressly forbidden by Visa, Mastercard, and the processing provider without taking very specific steps. By utilizing the Cash Discount program, we establish proper pricing for you to ensure you stay within all stated guidelines.

What benefits can Cash Discounting provide?

With Cash Discounting, merchants can greatly reduce their payment processing fees with virtually no impact on current sales or processes. Cash Discounting is the only legally compliant and automatic cash discount program available in the United States and is available for all credit card types, including app based payments like Apple Pay and Android Pay.

Quantum will provide you with a terminal or program your POS system to automatically add the discount to the bill and almost all of your costs are now paid by the customer. You will received 100% of your funds within 24 hours and at the beginning of the following month, you will only be charged the low monthly fee for the program.

The best part of this program is that you will receive more cash in your cash register because people love a discount. And best of all, almost zero fees for processing credit cards.

What type of businesses use Cash Discounting?

As long as you can give your customer an option to pay cash/check/ACH in lieu of credit cards, Cash Discounting is a perfect solution for any business accepting credit cards such as retail, food and beverage, personal services, and even e-commerce.

How do I inform my customers?

Quantum Merchant Services will provide you signage that explains the following to your customer: “PAY CASH AND SAVE!  All of our posted prices are our Cash Discounted Price. Should you elect to pay by any other form of payment, you will pay the Regular Price of an additional 3.95% and that will be calculated when you pay.”

What will my customers say?

Our merchants are experiencing positive feedback with this program because consumers LOVE a discount!  With the Cash Discount Program, instead of raising all of your prices, you’re offering your customers the opportunity to pay cash and SAVE.  People love to save money and more will pay with cash.

How do I get started?

Call us today and we’ll answer your questions, take your information, send you the agreement and ship your terminal.  It’s that simple!  Say goodbye to processing fees FOREVER!

Getting Started
Quantum setup is quick and easy with no hidden costs or fees.  
Talk to one of our experienced agents today to get a custom savings analysis for your business.
Let’s talk today:
1-800-815-3123

or Request a Call
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
© 2019 Quantum Merchant services All rights reserved |Privacy Policy |Sitemap
Universal Power Marketing, LLC, DBA Quantum Merchant Services is a registered ISO of Wells Fargo Bank, N.A. Concord, CA. American Express requires separate approval 1-800-815-3123 The Clover trademark and logo are owned by Clover Network, Inc., a First Data company. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners. The Apple Logo, Apple Pay and iPad are registered trademarks of Apple Inc. © 2019 Google Inc. All rights reserved. Google and the Google Logo are registered trademarks of Google Inc.
Quantum Merchant Services FacebookQuantum Merchant Services TwitterQuantum Merchant Services LinkedIn